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State Farm® Insurance in and around Charles City

State Farm agent Kim Ruter offers insurance in and around Charles City.

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A Personal Price Plan® that’s uniquely you

We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, create your coverage to meet your distinct needs. Contact Kim Ruter for a Personalized Price Plan.

Protect your family, autos, home, and future

Need Auto, Business, Boat, Condo insurance or all four? Those are just a few of the terrific options that State Farm can provide. State Farm is a smart choice for a great value, and one you don't want to miss.

Insurance and Financial products offered

Simple Insights®

Employer-owned life insurance

Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.

Medicare coverage: Common questions and answers

Looking for help with Medicare questions? We break it down for you and explain what it is and what Medicare covers.

Prepare a babysitter checklist

Consider putting together a checklist for yourself and a list of important information about your child, family and home to help prepare your babysitter.

What is a stock insurance company?

Stock insurance companies are owned by shareholders with decisions often tied to shareholder profits.

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Kim Ruter

Ruter Ins and Fin Svcs Inc

ChFC®